Terms of Service

Terms of Service

Last updated: June 16, 2026

Welcome to oguntoday (the “Site”). The Site is operated by an individual operator (referred to herein as “we,” “us,” or “our”). Please read these Terms of Service carefully before using the Site. By accessing or using the Site, you agree to be bound by these Terms of Service and our Privacy Policy.

Acceptance of Terms

By accessing and using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must not use the Site.

Use of the Site

The content and information available on this Site are for general informational purposes only. We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal, non-commercial use. You agree not to use the Site for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site.

Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, and software, is the property of oguntoday or its content suppliers and is protected by Nigerian and international copyright laws. The compilation of all content on this Site is the exclusive property of oguntoday and is protected by Nigerian and international copyright laws.

You may not reproduce, modify, distribute, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Site without our prior written consent.

User Content (Comments)

The Site may allow users to post comments or submit other content. By submitting user content, you grant us a perpetual, worldwide, non-exclusive, royalty-free, irrevocable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You represent and warrant that you own or otherwise control all of the rights to the content you post; that the content is accurate; that use of the content you supply does not violate these Terms of Service and will not cause injury to any person or entity; and that you will indemnify oguntoday for all claims resulting from content you supply.

We reserve the right, but have no obligation, to monitor, edit, or remove any user content at our sole discretion, for any reason, including content that violates these Terms of Service or is otherwise objectionable.

Prohibited Uses

You agree not to use the Site in any of the following ways:

  • To engage in any activity that is illegal or fraudulent.
  • To violate any applicable laws or regulations.
  • To infringe upon the intellectual property rights of others.
  • To upload, post, or transmit any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or hateful.
  • To impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.
  • To interfere with or disrupt the Site or servers or networks connected to the Site.
  • To engage in any form of spamming or unsolicited advertising.
  • To introduce any viruses, worms, Trojan horses, or other harmful computer code.
  • To collect or harvest any personally identifiable information from the Site.

Links to Other Websites

Our Site may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We encourage you to be aware when you leave our Site and to read the terms and conditions and privacy policies of any third-party website that you visit.

Disclaimers

The information provided on this Site is for general informational purposes only. While we strive to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Site or the information, products, services, or related graphics contained on the Site for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

Through this Site, you may be able to visit other websites by following hyperlinks to such external sites. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites.

Google AdSense: This Site uses Google AdSense to serve advertisements. Google, as a third-party vendor, uses cookies to serve ads on this Site. Google’s use of the DART cookie enables it to serve ads to our users based on their visit to our Site and other sites on the internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall oguntoday, its individual operator, or its affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use the Site; (b) any conduct or content of any third party on the Site; or (c) unauthorized access, use, or alteration of your transmissions or content.

In no event shall our total liability to you for all damages, losses, and causes of action exceed the amount, if any, you have paid to us in connection with your use of the Site, or, if you have not paid us any amounts, one Hundred Nigerian Naira (NGN 100.00).

Indemnification

You agree to defend, indemnify, and hold harmless oguntoday, its individual operator, and its affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from: (a) your use of and access to the Site; (b) your violation of any term of these Terms of Service; (c) your violation of any third-party right, including without limitation any copyright, property, or privacy right; or (d) any claim that your content caused damage to a third party.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to these Terms of Service or your use of the Site shall be instituted exclusively in the courts of Nigeria, and you hereby consent to the personal jurisdiction of such courts.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms of Service at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Site.

Contact Us

If you have any questions about these Terms of Service, please contact us at razakbanjo@gmail.com.

Address:
52 Ogutuga Street
Opposite C&S Ayo Ni O Church

Please note: This document is a template and does not constitute legal advice. It is strongly recommended that you consult with a licensed attorney in your jurisdiction to ensure compliance with all applicable laws and regulations.